Our investment advice and decision making is guided by our core investment philosophy and beliefs. This ensures at all times, as stewards of capital, we stay focused on the bigger picture.

Investment Philosophy

Providing advice and facilitating investment go hand in hand. While advice is the most valuable role we play in the lives of our clients’, a major part of what we do ultimately involves the investment of money.

We strongly believe long term investment in a diversified portfolio of predominantly dividend paying businesses plays a crucial role in underpinning overall portfolio return. Income is what matters. Over time, as company profits grow, dividend payments increase, providing investors access to a growing income stream. Concentrating investment in quality companies or trusts that focus on strong cash generation and low financial risk we believe reduces the probability of drawing down capital over time and hence maintain the integrity of the asset base.

The ability to stay the course and see proper strategies through has become more difficult in a world increasingly focused on short term results. Our philosophy, and approach, looks past this. By doing so, allocated capital can stay invested for longer, cycle through market volatility and importantly, continue to access the boring, predictable and increasing income streams share markets provide. A side benefit is shares in these businesses increase in value (share price) because the company is more profitable.

We believe the consistent and disciplined application of this asset management approach enhances the opportunity to achieve superior returns in the longer term to ultimately develop a portfolio less reliant on capital growth to fund our clients’ future income needs.

Investment Beliefs